These terms require customization for the actual owner, jurisdiction, services, and business model before publication.
1. Acceptance
By accessing the website, you agree to these Terms of Use and the related Privacy Policy and Financial Disclaimer. Do not use the website if you do not agree.
2. Educational purpose
The website provides general educational information and arithmetic tools. It does not provide individualized financial, investment, tax, legal, accounting, lending, credit repair, debt settlement, brokerage, or insurance advice or services.
3. No professional relationship
Use of the website does not create a fiduciary, adviser-client, broker-client, lender-borrower, attorney-client, accountant-client, or other professional relationship.
4. Your responsibility
You are responsible for verifying information and deciding whether to consult qualified professionals. Do not make important financial decisions solely on the basis of this website.
5. Planner limitations
The planner performs basic calculations using values entered by the user. It does not validate accuracy, predict future expenses, account for taxes or inflation, assess legal obligations, or determine suitability.
6. Permitted use
You may use the website for lawful personal or internal business education. You may not interfere with security, introduce malicious code, scrape the website in a manner that harms service availability, misrepresent affiliation, or use the content to facilitate fraud.
7. Intellectual property
Unless otherwise stated, website design, original text, and code are owned by or licensed to the production site owner. The project template may be customized by the recipient, subject to any third-party license notices included with it.
8. Third-party services
The production website may link to third-party services. We do not control their content, security, availability, or privacy practices.
9. No warranties
To the maximum extent permitted by law, the website is provided “as is” and “as available,” without guarantees of accuracy, completeness, availability, fitness for a particular purpose, or error-free operation.
10. Limitation of liability
To the maximum extent permitted by law, the site owner will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of or reliance on the website. Jurisdictions may limit this exclusion.
11. Indemnity
Where permitted by law, you agree to be responsible for losses arising from unlawful misuse of the website or violation of these terms.
12. Changes and suspension
The site owner may update, suspend, or discontinue parts of the website and may revise these terms by posting an updated version.
13. Governing law
Production placeholder: Insert the governing law and dispute venue applicable to the actual legal entity.
14. Contact
Questions: legal@clearpath-money.example. Replace this address before publication.